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Cost-cutting home insurance tips unveiled

11/08/2009

Home insurance is vital to have in place, not only to protect valuables in case of burglary but also for unexpected events such as a flood or fire, according to Money.co.uk.

The site recently released a list of top tips for consumers to allow them to find the best home insurance offers on the market.

It advised homeowners to never take the first quote they are offered, even if it's a renewal quote.

"There are so many different home insurance providers on the market that it really is worth shopping around to see how the competition compares," it stated.

Another recommendation was to pay for the entire policy in one lump sum rather than splitting the cost monthly.

This could cut the overall cost of premiums as paying by monthly direct debit can cost 30 per cent more.

Swinton warned recently that parties to celebrate exam results are one of the biggest causes of house damage during August and could lead to a spike in insurance claims.

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